US Biz Solutions
Equipment Financing

Finance the Equipment
Your Business Needs to Grow

Explore funding options for vehicles, machinery, tools, trailers, technology, and business equipment without draining your working capital.

Why founders use it
  • Preserve cash flow
  • Fund needed equipment
  • Support business growth
  • Startup-friendly options
Asset-backed
Equipment is the collateral

What equipment financing can help with

Fund the assets that move your business forward.

Trucks & trailers
Machinery
Tools
Computers & tech
Office equipment
Specialized equipment

How equipment financing works

A straightforward path from selecting equipment to putting it to work.

1

Choose the equipment

Identify the vehicle, machine, or tool your business needs.

2

Review financing options

Compare lender terms, rates, and structures that fit the asset.

3

Get funded and purchase

Close on financing and put the equipment into service.

Who this works best for

Built for businesses that rely on physical assets to operate and grow.

Contractors

Fund tools, trucks, and jobsite equipment.

Trucking companies

Finance tractors, trailers, and fleet upgrades.

Local service businesses

Acquire vehicles and gear to expand service capacity.

Restaurants

Fund kitchen equipment, ovens, and refrigeration.

Salons

Finance chairs, stations, and specialty equipment.

Construction businesses

Acquire heavy machinery and jobsite assets.

What lenders may review

Several factors influence equipment financing approvals and terms.

Equipment type
Asset class, condition, and resale value.
Business use case
How the equipment supports operations and revenue.
Credit profile
Personal and business credit history.
Revenue or income
Cash flow available to support payments.
Down payment
Some programs require a percentage upfront.
Time in business
Operating history strengthens approvals.
Free Blueprint

Get the Equipment Financing Blueprint

Learn how business owners finance vehicles, tools, machinery, and equipment while protecting working capital.

Educational content. No guarantee of approval.

Frequently asked questions

Quick answers about equipment financing.

Ready to explore equipment funding options?

Compare equipment financing paths designed for new and growing businesses.